Advantages consolidating students loans

29-Dec-2016 15:48

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That is a sizeable, unwelcome gift to take home from school and it’s important to know how to minimize the damage.The good news is that federal loans carry a six-month grace period so there is time to develop a plan for dealing with them.As you weigh the pros and cons, keep in mind that timing is critical.With just a few exceptions, you get only one chance to consolidate with the government loan programs.Direct consolidation loans are now the only type of federal student consolidation loan.

Additionally, you’ll get a new loan term ranging from 10 to 30 years.Consolidating your federal loans through the Department of Education is free; steer clear of companies that charge fees to consolidate them for you.

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